信用证条款内容

信用证条款内容

期计算其他时间或根据开证日期判断所提示单日期是否在开证日期之后等情况时更为重要。

同时，开证日期还表明进口商是否是根据商务合同规定的开证期限开立的信用证。

三.信用证有效期限（Expiry Date）和有效地点（Expiry Place）

信用证的有效期限是受益人向银行提交单据的最后日期。受益人应在有效期限日期之前或当天向银行提交信用证单据。 有效地点是受益人在有效期限内向银行提交单据的地点。国外开来的信用证一般规定有效地点在我国国内，如果有效地点在国外，受益人（出口商）要特别注意，一定要在有效期限之前提前交单（港、澳、新、马等近洋国家或地区提前7天左右；远洋国家或地区提前10-15天），以便银行在有效期限之内将单据寄到有效地点的银行。

如果有效地点在国外，最好建议将其修改在国内。 如果信用证未列明有效地点，则应立即要求开证行进行确认。如果开证行始终不予答复，则应视同有效地点在我国国内。

四.信用证申请人（Applicant）

信用证的申请人，是根据商务合同的规定向银行（开证行）申请开立信用证的人，即是进口商。

信用证的申请人包括名称和地址等内容，必须完整、清楚。

五.信用证受益人（Beneficiary）

信用证的受益人，是信用证上指定的有权使用信用证的人，即出口商。

信用证的受益人包括名称和地址等内容，应完整、清楚，如果有错误或遗漏等，应立即电洽开证行确认或要求开证申请人修改。

六.信用证号码（Documentary Credit Number）

信用证的证号是开证行的银行编号，在与开证行的业务联系中必须引用该编号。信用证的证号必须清楚，没有变字等错误。

如果信用证的证号在信用证中前后出现多次，应特别注意其间是否一致，否则应电洽其修改。

七.信用证币别和金额（Currency Code Amount） 信用证金额的币别应是国际间可自由兑换的币种。 如果信用证的币别是国际间非自由兑换货币，受益人可考虑是否可接受。

货币符号应是国际间所普遍使用的世界各国货币标准代码。

信用证的金额一般采用国际间通常的写法，例如一百万美元写成USD1，000，000.00。

如果信用证中有大写和小写两种金额的写法，大写和小写保持一致。

如果信用证中多处出现信用证金额，则其相互之间应保持

一致。

八.信用证货物描述（Description of goods and/or services）

信用证的货物描述，是信用证对货物的名称、数量、型号或规格等的叙述。根据国际惯例，信用证中对货物的描述不宜繁琐，如果货物描述过于繁琐，应建议受益人洽开证申请人修改信用证的该部分内容。因为，繁琐的货物描述给受益人制单带来麻烦，货物的描述应准确、明确和完整。

一般情况下，信用证的货物描述的基本内容包括货物的名称、数量、型号或规格等。

九.信用证单据条款（Documents Requied Clause） 信用证的单据条款，是开证行在信用证中列明的受益人必须提交的交易所的种类、份数、签发条件等内容。

信用证的单据条款之间保持一致，不应有相互矛盾的地方。

十.信用证价格条款(Price Terms)

信用证的价格条款,是申请人(进口商)和受益人(出口商)在商务合同中规定的货物成交价格，一般按国际标价方法,常用的价格条款有离岸价(F.O.B.)和到岸价(C.I.F.或C.N.F.)。应当特别注意的是，价格条款的后面应注有“地点”。 十一.信用证装运期限（Shipment Date）

信用证的装运期限是受益人（出口商）装船发货的最后期

限。受益人应在最后装运日期之前或当天（装船）发货。 信用证的装运期限应在有效期限内。

信用证的装运日期和有效期限之间应有一定的时间间隔，该时间间隔不宜太长，也不宜太短。间隔太长时，特别容易造成受益人迟迟不交单，而货已到港，进口商拿不到货运单据无法提货以致压港压仓等。间隔太短时，受益人从（装船）发货取得单据到向银行提交单据的时间就短，有可能造成交单时间上的紧张，或在有效期限内无法交单。因此，应根据具体情况审核信用证的装运期限和有效期限，必要时应建议或要求受益人洽开证申请人修改。

一般情况下，信用证的装运日期和有效日期之间的间隔约为10-15天，除非信用证有特别规定。

十二.信用证交单期限（Period for Presentation of Documents）

信用证的交单期限，是除了有效期限以外，每个要求出具运输单据的信用证还应规定的一个在装运日期后的一定时间内向银行交单的期限。如果没有规定该期限，根据国际惯例，银行将拒绝受理迟于装运日期后二十一天提交的单据，但无论如何，单据必须不迟于信用证的有效日期内提交。

一般情况下，开证行和开证申请人经常规定装运日期后十天、十五天或二十天为交单的最后期限，但是，如果信用证有特殊规定，交单期限也可以超过二十一天。

十三.信用证偿付行(Reimbursing Bank)

偿付行是开证行在信用证中指定的向付款行、保兑行或议付行进行偿付款的银行。它可以是开证行自己的一家分支行，也要以是第三国的另一家银行（一般为帐户行）。偿付行受开证行的委托代开证行付款，不负责审单，只凭开证行的授权（Authorization）和议付或付款行的“索汇指示”

（Reimbursement Claim）或“明白证明书”（Certificate of Compliance）而付款（目前“明白证明书”一般不需要了）。 偿付行的付款不是终局性的付款，即，如果开证行收到单据并审单后发现单据存在不符点，开证行或偿付行有权利向议付行索回货款。

十四.信用证偿付条款（Reimbursement Clause） 信用证的偿付条款是开证行在信用证中规定的如何向付款行、承兑行、保兑行或议付行偿付信用证款项的条款。信用证的偿付条款直接涉及到收汇问题，因此必须保证偿付条款的正确与合理。对于偿付条款复杂，偿付路线迂回曲折的情况，应尽量要求开证行修改。

十五.信用证银行费用条款（Banking Charges Clause） 信用证中一般规定有证行的银行费用或通知行、议付行等的银行费用等的银行费用由受益人来承担。

如果信用证规定所有银行费用均由受益人承担，受益人注意费用条款是否合理，以便及时修改，以减少受益人不合理的

Issue of a Documentary Credit

BKCHCNBJA08E SESSION: 000 ISN: 000000 BANK OF CHINA

LIAONING

NO. 5 ZHONGSHAN SQUARE

ZHONGSHAN DISTRICT

DALIAN

CHINA-------开证行

KOEXKRSEXXX MESSAGE TYPE: 700

KOREA EXCHANGE BANK

Destination Bank: SEOUL

178.2 KA, ULCHI RO, CHUNG-KO--------通知行

Type of Documentary Credit 40A IRREVOCABLE--------信用证性质为不可撤消 Letter of Credit Number 20 LC84E0081/99------信用证号码,一般做单时都要求注此号

Date of Issue 31G 990916------开证日期

Date and Place of Expiry 31D 991015 KOREA-------失效时间地点 Applicant Bank 51D BANK OF CHINA LIAONING BRANCH----开证行 Applicant 50 DALIAN WEIDA TRADING CO., LTD.------开证申请

人 SANGYONG CORPORATION

Beneficiary 59 CPO BOX 110 SEOUL KOREA-------受益人

Currency Code, Amount 32B USD 1,146,725.04-------信用证总额 ANY BANK BY NEGOTIATION-------呈兑方式任何银行议付

Available with...by... 41D 有的信用证为 ANY BANK BY PAYMENT, 些两句有区别, 第一个为银行付款 后无追索权, 第二个则有追索权就是有权限要回已付给你的钱

Drafts at 42C 45 DAYS AFTER SIGHT-------见证45天内付款

Drawee 42D BANK OF CHINA LIAONING BRANCH-------付款行

Partial Shipments 43P NOT ALLOWED---分装不允许

Transhipment 43T NOT ALLOWED---转船不允许

Shipping on Board/Dispatch/Packing in Charge at/ from

44A RUSSIAN SEA----- 起运港

Transportation to 44B DALIAN PORT, P.R.CHINA -----目的港

Latest Date of Shipment 44C 990913--------最迟装运期

Description of Goods or Services: 45A

--------货物描述

FROZEN YELLOWFIN SOLE WHOLE ROUND (WITH WHITE BELLY) USD770/MT CFR DALIAN QUANTITY: 200MT

ALASKA PLAICE (WITH YELLOW BELLY) USD600/MT CFR DALIAN QUANTITY: 300MT Documents Required: 46A------------议付单据

1. SIGNED COMMERCIAL INVOICE IN 5 COPIES.

--------------签字的商业发票五份

2. FULL SET OF CLEAN ON BOARD OCEAN BILLS OF LADING MADE OUT TO ORDER AND BLANK ENDORSED, MARKED "FREIGHT PREPAID" NOTIFYING LIAONING OCEAN FISHING CO., LTD. TEL: (86)411-3680288

-------------一整套清洁已装船提单, 抬头为TO ORDER 的空白背书,且注明运费已付,通知人为 LIAONING OCEAN FISHING CO., LTD. TEL:(86)411-3680288

3. PACKING LIST/WEIGHT MEMO IN 4 COPIES INDICATING QUANTITY/GROSS AND NET WEIGHTS OF EACH PACKAGE AND PACKING CONDITIONSAS CALLED FOR BY THE L/C.

-------------装箱单/重量单四份, 显示每个包装产品的数量/毛净重和信用证要求的包装情况.

4. CERTIFICATE OF QUALITY IN 3 COPIES ISSUED BY PUBLIC RECOGNIZED SURVEYOR.

--------由PUBLIC RECOGNIZED SURVEYOR签发的质量证明三份..

5. BENEFICIARY'S CERTIFIED COPY OF FAX DISPATCHED TO THE ACCOUNTEE WITH 3 DAYS AFTER SHIPMENT ADVISING NAME OF VESSEL, DATE, QUANTITY, WEIGHT, VALUE OF SHIPMENT, L/C NUMBER AND CONTRACT NUMBER.

--------受益人证明的传真件, 在船开后三天内已将船名航次,日期,货物的数量, 重量价值,信 用证号和合同号通知付款人.

6. CERTIFICATE OF ORIGIN IN 3 COPIES ISSUED BY AUTHORIZED INSTITUTION. ----------当局签发的原产地证明三份.

7. CERTIFICATE OF HEALTH IN 3 COPIES ISSUED BY AUTHORIZED INSTITUTION. ----------当局签发的健康/检疫证明三份.

ADDITIONAL INSTRUCTIONS: 47A-----------附加指示

1. CHARTER PARTY B/L AND THIRD PARTY DOCUMENTS ARE ACCEPTABLE. ----------租船提单和第三方单据可以接受

2. SHIPMENT PRIOR TO L/C ISSUING DATE IS ACCEPTABLE.

----------装船期在信用证有效期内可接受

3. BOTH QUANTITY AND AMOUNT 10 PERCENT MORE OR LESS ARE ALLOWED. ---------允许数量和金额公差在10%左右

Charges 71B ALL BANKING CHARGES OUTSIDE THE OPENNING BANK ARE FOR BENEFICIARY'S ACCOUNT.

Period for Presentation 48 DOCUMENTSMUST BE PRESENTED WITHIN 15 DAYS AFTER THE DATE OF ISSUANCE OF THE TRANSPORT DOCUMENTS BUT WITHIN THE VALIDITY OF THE CREDIT.

Confimation Instructions 49 WITHOUT

Instructions to the Paying/Accepting/Negotiating Bank: 78

1. ALL DOCUMENTS TO BE FORWARDED IN ONE COVER, UNLESS OTHERWISE STATED ABOVE.

2. DISCREPANT DOCUMENT FEE OF USD 50.00 OR EQUAL CURRENCY WILL BE DEDUCTED FROM DRAWING IF DOCUMENTS WITH DISCREPANCIES ARE

ACCEPTED. KOEXKRSEXXX MESSAGE TYPE: 700

"Advising Through" Bank 57A KOREA EXCHANGE BANK

SEOUL

178.2 KA, ULCHI RO, CHUNG-KO

1. Shortshipment on amount and quantity not allowed.

金额和数量上短装是不允许的。

2. We hereby undertake to honour all drafts drawn in accordance with the terms of this credit. 按本信用证所列条款开具并提示的汇票，我行保证承兑。

3. All banking charges for seller's account.

一切银行费用由卖方负担。

4. The credit is subject to uniform customs for documentary credits (1993 revision) ICC publication no. 500

本信用证根据第500号出版物《跟单信用证统一惯例》1993年修订解释。

5. Goods to be forwarded in two approximate value shipment.

货须分两批装运，每批所装货物的价值大致相等。

6. We certify that the goods have been supplied in conformity with order no.888.

兹证明本发票所列货物与第888号合同相符。

7. All documents made out in english must be sent to our bank in one lot.

用英文缮制的所有单据须一次寄交我行。

8. Documents must to sent by consecutive airmails.

单据须分别由连续航次邮寄。

9. The amount and date of negotiation of each draft must be endorsed on reverse hereof by the negotiation bank.

每份汇票的议付金额和日期必须由议付行在本证背面签注。

10. This letter of credit is transferable in china only, in the event of a transfer, a letter from the first beneficiary must accompany the document for negotiation.

本信用证仅在中国可转让，如确需转让，第一受益人发出的书面证明须连同单据一起议付。

一、Kinds of L/C 信用证类型

1.revocable L/C/irrevocable L/C 可撤销信用证/不可撤销信用证

2.confirmed L/C/unconfirmed L/C 保兑信用证/不保兑信用证

3.sight L/C/usance L/C 即期信用证/远期信用证

4.transferable L/C(or)assignable L/C(or)transmissible L/C /untransferable L/C 可转让信用证/不可转让信用证

5.divisible L/C/undivisible L/C 可分割信用证/不可分割信用证

6.revolving L/C 循环信用证

7.L/C with T/T reimbursement clause 带电汇条款信用证

8.without recourse L/C/with recourse L/C 无追索权信用证/有追索权信用证

9.documentary L/C/clean L/C 跟单信用证/光票信用证

10.deferred payment L/C/anticipatory L/C 延期付款信用证/预支信用证

11.back to back L/Creciprocal L/C 对背信用证/对开信用证

12.traveller's L/C(or:circular L/C) 旅行信用证

二、L/C Parties Concerned 有关当事人

1.opener 开证人

(1)applicant 开证人（申请开证人）

(2)principal 开证人（委托开证人）

(3)accountee 开证人

(4)accreditor 开证人（委托开证人）

(5)opener 开证人

(6)for account of Messrs 付（某人）帐

(7)at the request of Messrs 应（某人）请求

(8)on behalf of Messrs 代表某人

(9)by order of Messrs 奉（某人）之命

(10)by order of and for account of Messrs 奉（某人）之命并付其帐户

(11)at the request of and for account of Messrs 应（某人）得要求并付其帐户

(12)in accordance with instruction received from accreditors 根据已收到得委托开证人得指示

2.beneficiary 受益人

(1)beneficiary 受益人

(2)in favour of 以（某人）为受益人

(3)in one's favour 以……为受益人

(4)favouring yourselves 以你本人为受益人

3

drawee 付款人（或称受票人，指汇票）

(1)to drawn on (or :upon) 以（某人）为付款人

(2)to value on 以（某人）为付款人

(3)to issued on 以（某人）为付款人

4.drawer 出票人

5.advising bank 通知行

(1)advising bank 通知行

(2)the notifying bank 通知行

(3)advised through…bank 通过……银行通知

(4)advised by airmail/cable through…bank 通过……银行航空信/电通知

6.opening bank 开证行

(1)opening bank 开证行

(2)issuing bank 开证行

(3)establishing bank 开证行

7.negotiation bank 议付行

(1)negotiating bank 议付行

(2)negotiation bank 议付行

8.paying bank 付款行

9.reimbursing bank 偿付行

10.the confirming bank 保兑行

三、Amount of the L/C 信用证金额

1.amount RMB￥… 金额：人民币

2.up to an aggregate amount of Hongkong Dollars… 累计金额最高为港币……

3.for a sum (or :sums) not exceeding a total of GBP… 总金额不得超过英镑……

4.to the extent of HKD… 总金额为港币……

5.for the amount of USD… 金额为美元……

6.for an amount not exceeding total of JPY… 金额的总数不得超过……日元的限度

四、The Stipulations for the shipping Documents 跟单条款

1.available against surrender of the following documents bearing our credit number and the full name and address of the opener 凭交出下列注名本证号码和开证人的全称及地址的单据付款

2.drafts to be accompanied by the documents marked(×)below 汇票须随附下列注有（×）的单据

3.accompanied agains

t to documents hereinafter 随附下列单据

4.accompanied by following documents 随附下列单据

5.documents required 单据要求

6.accompanied by the following documents marked(×)in duplicate 随附下列注有（×）的单据一式两份

7.drafts are to be accompanied by… 汇票要随附（指单据）……

五、Draft(Bill of Exchange) 汇票

1.the kinds of drafts 汇票种类

(1)available by drafts at sight 凭即期汇票付款

(2)draft(s) to be drawn at 30 days sight 开立30天的期票

(3)sight drafs 即期汇票(4)time drafts 原期汇票

2.drawn clauses 出票条款（注：即出具汇票的法律依据）

(1)all darfts drawn under this credit must contain the clause “Drafts drawn Under Bank of…credit No.…dated…” 本证项下开具的汇票须注明“本汇票系凭……银行……年……月……日第…号信用证下开具”的条款

(2)drafts are to be drawn in duplicate to our order bearing the clause “Drawn under United Malayan Banking Corp.Bhd.Irrevocable Letter of Credit No.…dated July 12, 1978” 汇票一式两份，以我行为抬头，并注明“根据马来西亚联合银行1978年7月12日第……号不可撤销信用证项下开立”

(3)draft(s) drawn under this credit to be marked：“Drawn under…Bank L/C No.……Dated (issuing date of credit)” 根据本证开出得汇票须注明“凭……银行……年……月……日（按开证日期）第……号不可撤销信用证项下开立

4)drafts in duplicate at sight bearing the clauses“Drawn under…L/C No.…dated…” 即期汇票一式两份，注明“根据……银行信用证……号，日期……开具”

(5)draft(s) so drawn must be in scribed with the number and date of this L/C 开具的汇票须注上本证的号码和日期

(6)draft(s) bearing the clause：“Drawn under documentary credit No.…(shown above) of…Bank” 汇票注明“根据……银行跟单信用证……号（如上所示）项下开立”

六、Invoice 发票

1.signed commercial invoice 已签署的商业发票

in duplicate 一式两份

in triplicate 一式三份

in quadruplicate 一式四份

in quintuplicate 一式五份

in sextuplicate 一式六份

in septuplicate 一式七份

in octuplicate 一式八份

in nonuplicate 一式九份

in decuplicate 一式十份

2.beneficiary's original signed commercial invoices at least in 8 copies issued in the name of the buyer indicating (showing/evidencing/specifying/declaration of) the merchandise, country of origin and any other relevant information. 以买方的名义开具、注明商品名称、原产国及其他有关资料，并经签署的受益人的商业发票正本至少一式八份

3.Signed attested invoice combined with certificate of origin and value in 6 copies as reuired for

imports into Nigeria. 以签署的，连同产地证明和货物价值的，输入尼日利亚的联合发票一式六份

4.beneficiary must certify on the invoice…have been sent to the accountee 受益人须在发票上证明，已将……寄交开

证人

5.4% discount should be deducted from total amount of the commercial invoice 商业发票的总金额须扣除4%折扣

6.invoice must be showed: under A/P No.… date of expiry 19th Jan. 1981 发票须表明：根据第……号购买证，满期日为1981年1月19日

7.documents in combined form are not acceptable 不接受联合单据

8.combined invoice is not acceptable 不接受联合发票

七、Bill of Loading 提单

1.full set shipping (company's) clean on board bill(s) of lading marked "Freight Prepaid" to order of shipper endorsed to … Bank, notifying buyers 全套装船（公司的）洁净已装船提单应注明“运费付讫”，作为以装船人指示为抬头、背书给……银行，通知买方

2.bills of lading made out in negotiable form 作成可议付形式的提单

3.clean shipped on board ocean bills of lading to order and endorsed in blank marked "Freight

Prepaid" notify: importer(openers,accountee) 洁净已装船的提单空白抬头并空白背书，注明“运费付讫”，通知进口人（开证人）

4.full set of clean "on board" bills of lading/cargo receipt made out to our order/to order and endorsed in blank notify buyers M/S … Co. calling for shipment from China to Hamburg marked "Freight prepaid" / "Freight Payable at Destination" 全套洁净“已装船”提单/货运收据作成以我（行）为抬头/空白抬头，空白背书，通知买方……公司，要求货物字中国运往汉堡，注明“运费付讫”/“运费在目的港付”

5.bills of lading issued in the name of… 提单以……为抬头

6.bills of lading

must be dated not before the date of this credit and not later than Aug. 15, 1977 提单日期不得早于本证的日期，也不得迟于1977年8月15日

7.bill of lading marked notify: buyer,“Freight Prepaid”“Liner terms”“received for shipment” B/L not acceptable 提单注明通知买方，“运费预付”按“班轮条件”，“备运提单”不接受

8.non-negotiable copy of bills of lading 不可议付的提单副本

八、Insurance Policy (or Certificate) 保险单 （或凭证）

1.Risks & Coverage 险别

(1)free from particular average (F.P.A.) 平安险

(2)with particular average (W.A.) 水渍险（基本险）

(3)all risk 一切险（综合险）

(4)total loss only (T.L.O.) 全损险

(5)war risk 战争险

(6)cargo(extended cover)clauses 货物（扩展）条款

(7)additional risk 附加险

(8)from warehouse to warehouse clauses 仓至仓条款

(9)theft,pilferage and nondelivery (T.P.N.D.) 盗窃提货不着险

(10)rain fresh water damage 淡水雨淋险

(11)risk of shortage 短量险

(12)risk of contamination 沾污险

(13)risk of leakage 渗漏险

(14)risk of clashing & breakage 碰损破碎险

(15)risk of odour 串味险

(16)damage caused by sweating and/or heating 受潮受热险

(17)hook damage 钩损险

(18)loss and/or damage caused by breakage of packing 包装破裂险

(19)risk of rusting 锈损险

(20)risk of mould 发霉险

(21)strike, riots and civel commotion (S.R.C.C.) 罢工、暴动、民变险

(22)risk of spontaneous combustion 自燃险

(23)deterioration risk 腐烂变质险

(24)inherent vice risk 内在缺陷险

(25)risk of natural

loss or normal loss 途耗或自然损耗险

(26)special additional risk 特别附加险

(27)failure to delivery 交货不到险

(28)import duty 进口关税险

(29)on deck 仓面险

(30)rejection 拒收险

(31)aflatoxin 黄曲霉素险

(32)fire risk extension clause-for storage of cargo at destination Hongkong, including Kowloon, or Macao 出口货物到香港（包括九龙在内）或澳门存仓火险责任扩展条款

(33)survey in customs risk 海关检验险

(34)survey at jetty risk 码头检验险

(35)institute war risk 学会战争险

(36)overland transportation risks 陆运险

(37)overland transportation all risks 陆运综合险

(38)air transportation risk 航空运输险

(39)air transportation all risk 航空运输综合险

(40)air transportation war risk 航空运输战争险

(41)parcel post risk 邮包险

(42)parcel post all risk 邮包综合险

(43)parcel post war risk 邮包战争险

(44)investment insurance(political risks) 投资保险（政治风险）

(45)property insurance 财产保险

(46)erection all risks 安装工程一切险

(47)contractors all risks 建筑工程一切险

2.the stipulations for insurance 保险条款

(1)marine insurance policy 海运保险单

(2)specific policy 单独保险单

(3)voyage policy 航程保险单

(4)time policy 期限保险单

(5)floating policy (or open policy) 流动保险单

(6)ocean marine cargo clauses 海洋运输货物保险条款

(7)ocean marine insurance clauses (frozen products) 海洋运输冷藏货物保险条款

(8)ocean marine cargo war clauses 海洋运输货物战争险条款

(9)ocean marine insurance clauses (woodoil in bulk) 海洋运输散装桐油保险条款

(10)overland transport

ation insurance clauses (train, trucks) 陆上运输货物保险条款（火车、汽车）

(11)overland transportation insurance clauses (frozen products) 陆上运输冷藏货物保险条款

(12)air transportation cargo insurance clauses 航空运输货物保险条款

(13)air transportation cargo war risk clauses 航空运输货物战争险条款

(14)parcel post insurance clauses 邮包保险条款

(15)parcel post war risk insurance clauses 邮包战争保险条款

(16)livestock & poultry insurance clauses (by sea, land or air) 活牲畜、家禽的海上、陆上、航空保险条款

(17)…risks clauses of the P.I.C.C. subject to C.I.C. 根据中国人民保险公司的保险条款投保……险

(18)marine insurance policies or certificates in negotiable form, for 110% full CIF invoice covering the risks of War & W.A. as per the People's Insurance Co. of China dated 1/1/1976. with extended cover up to Kuala Lumpur with claims payable in (at) Kuala Lumpur in the currency of draft

(irrespective of percentage) 作为可议付格式的海运保险单或凭证按照到岸价的发票金额110%投保中国人民保险公司1976年1月1日的战争险和基本险，负责到吉隆坡为止。按照汇票所使用的货币在吉隆坡赔付（无免赔率）

(19)insurance policy or certificate settling agent's name is to be indicated, any additional premium to cover uplift between 10 and 17% may be drawn in excess of the credit ualue 保险单或凭证须表明理赔代理人的名称，保险费如增加10-17%可在本证金额以外支付

(20)insurance policy (certificate) … Name of Assured to be showed: A.B.C.Co. Ltd. 保险单或凭证作成以A.B.C.有限公司为被保险人

(21)insurance policy or certificate covering W.A. (or F.P.A.) and war risks as per ocean marine cargo clause and ocean marine cargo war risk clauses of the People's Insurance Company of China dated 1/1/1981 保险单或凭证根据中国人民保险公司1981年1月1日的海洋运输货物保险条款和海洋运输货物战争险条款投保水渍险（或平安险）和战争险

(22)insurance policy/certificate covering all war mines risks 保险单/凭证投保一切险、战争险、地雷险（注：mines解释为地雷，属于战争险的负责范围，可以接受）

(23)W.A. this insurance must be valid for period of 60 days after the discharge of goods 水渍险在货物卸船后60天有效

(24)in triplicate covering all risks and war risks including W.A. and breakage in excess of five per cent on the whole consignment and including W/W up to buyer's godown in Penang

投保一切险和战争险包括水渍险，破碎损失有5%绝对免赔率，按全部货物计算，包括仓至仓条款，负责到买方在槟城的仓库为止（的保险单）一式三份

(25)insurance policy issued of endorsed to order … for the face value of invoice plus 10% covering including war with 15 days after arrival of goods at destination, only against FPA and T.P.N.D.

按发票面值加10%投保战争险，货物到达目的地后15天有效，仅负责平安险和盗窃提货不着险的保险单开给或背书给……

(26)insurance policy or certificate issued by an insurance Co. with W.P.A. clause covering the

merchandise for about 10% above the full invoice value including unlimited transhipment with claims payable at Singapore

由保险公司签发的保险单或凭证按发票

总金额另加10%投保水渍险，包括非限定转船的损失，在新加坡赔付

(27)covering all eventual risks 投保一切以外风险

(28)covering all marine risks 投保一切海运风险

(29)marine insurance policy including "both ot blame" collision clauses and fully covering the shipment 海运保险单包括负责船舶互撞条款和全部货载

(30)insurance … including deviation clauses 保险包括绕道条款

(31)covering overland transportation all risks as per overland transportation cargo insurance clauses (train, trucks) of the People's Insurance Company of China dated…

按照中国人民保险公司×年×月×日陆上运输货物保险条款（火车、汽车）投保陆上运输一切险

(32)covering air transportation all risk as per air transportation cargo insurance clauses of P.I.C.C. 按照中国人民保险公司×年×月×日航空运输货物保险条款投保航空运输一切险

(33)insurance policy or certificate covering parcel post all risks including war risks as per parcel post insurance clauses and parcel post war risk insuracne clauses of the People's Insurance Company of China dated…

保险单或凭证按照中国人民保险公司×年×月×日邮包保险条款和邮包战争险条款投保邮包一切险和邮包战争险

(34)covering all risks including war risks as per ocean marine cargo clauses and air transportation cargo insurance clauses and ocean marine cargo war risk clauses and air transportation cargo war risk clauses of the People's Insurance Company of China dated…

按照中国人民保险公司×年×月×日

海洋运输货物保险条款和航空运输货物保险条款以及海洋运输货物战争险条款和航空运输货物战争险条款投保海空联运一切险和战争险

(35)covering all risks as per ocean marine cargo clauses and overland transportation cargo insurance clause (train, truck) of P.I.C.C. dated…

按照中国人民保险公司×年×月×日海洋运输货物保险条款和陆上运输货物保险条款（火车、汽车）投保海陆联运一切险

(36)covering all risks including war risks as per overland transportation cargo insurance clauses

(train,truck) and air transportation cargo insurance clauses and air transportation cargo war risk clause

and war clauses (for cargo transportation by rail) of the People's Insurance Company of China dated… 按照中国人民保险公司×年×月×日陆运货物保险条款（火车、汽车）和空运货物保险条款以及空运货物战争险条款和铁路货运战争条款投保陆空陆联运一切险和战争险

(37)including shortage in weight in excess of 0.5%(with 0.5% franchise) on the whole consignment 包括短量损失有0.5%绝对免赔率（0.5%相对免赔率），按全部货物计算

(38)including risk of breakage and clashing 包括破裂或凹瘪险

(39)including risk of chipping & denting 包括碎裂或凹弯险

(40)including risk of bad odour 包括恶味险

(41)including damage by hooks, oils, muds and contact with other cargo(insured value)

包括钩损、油污、泥污以及和他物接触所致的损失（以保险价值为限）

(42)including damage caused by rain fresh and/or water, internal combustion(total or partial loss) 包括淡水雨淋，自燃所致的损失（包括全部或部分损失

43)including loss and/or damage caused by sea water, fresh-water, acid,grease

包括海水、淡水、酸蚀、油脂所致的损失

(44)including T.P.N.D. loss and/or damage caused by heat, ship's sweat and odour, hoop-rust, breakage of packing

包括偷窃提货不着，受热船舱发汗，串味，铁箍锈损，包装破裂所致的损失

(45)including damage caused by infestation mould 包括虫蛀霉烂的损失

(46)including damage due to rough handling during transit subject to C.T.C.

按照中国保险条款包括运输途中操作不当所致的损失

(47)including loss and/or damage from any external cause as per CIC

按照中国保险条款包括外来原因所致的损失

(48)including damage by slings, stains, grease, acids

包括吊具、斑污、油脂、酸蚀造成的损失

(49)excluding risk of breakage 不包括破碎险

(50)including the breakage does not cover the goods remarked in th invoice as originally damage 包括破碎险，但不负责发票所示之货物的原残损失

(51)excluding natural loss in weight 不包括途耗短量的损失

(52)including 60 days after discharge of the goods at port of destination (or at station of destination) subject to C.T.C.

按照中国保险条款货物在目的港卸船（或在目的地车站卸车）后60天为止

(53)including W.A. & risk of fire for 60 days in customs warehouse after discharge of the goods at port of destination subject to CIC

按照中国保险条款投保水渍险和火险，在目的港卸货后存入海关仓库60天为止

(54)this insurance must be valid for a period of 60 days after arrival of merchandise at inland destination 本保险扩展到货物到达内地的目的地后60天有效(55)insurance policy or certificate covering F.P.A. including the risk of war and risks of S.R.C.C. as per I.C.C. dated…and institute war clauses dated…and institute S.R.C.C. clauses dated…

按照×年×月×日伦敦保险学会条款和×年×月×日学会战争险条款以及×年×月×日学会罢工、暴动、民变险条款投保平安险、战争险和罢工、暴动、民变险

(56)the People's Insurance Company of China investment insurance (political risks) clause 中国人民保险公司投资保险（政治风险）条款

(57)property insurance clauses 财产保险条款

(58)the People's Insurance Company of China Erection all risks clauses

中国人民保险公司安装工程一切险条款

(59)the People's Insurance Company of China contractors all risks clauses

中国人民保险公司建筑工程一切险条款

九、Certificate of Origin 产地证

1.certificate of origin of China showing 中国产地证明书

stating 证明

evidencing 列明 specifying 说明 indicating 表明 declaration of 声明

2.certificate of Chinese origin 中国产地证明书

3.Certificate of origin shipment of goods of … origin prohibited 产地证，不允许装运…的产品

4.declaration of origin 产地证明书（产地生明）

5.certificate of origin separated 单独出具的产地证

6.certificate of origin "form A" “格式A”产地证明书

7.genetalised system of preference certificate of origin form "A" 普惠制格式“A”产地证明书

十、Packing List and Weight List 装箱单与重量单

1.packing list deatiling the coecification and contents of each package 载明每件货物之内部包装的规格和内容的装箱单

2.packing list detailing… 详注……的装箱单

3.packing list showing in detail… 注明……细节的装箱单

4.weight list 重量单

5.weight notes 磅码单（重量单）

6.detailed weight list 明细重量单

7.weight and measurement list 重量和尺码单

十一、Inspection Certificate 检验证书

1.certificate of weight 重量证明书

2.certificate of inspection certifying quality & quantity in triplicate issued by C.I.B.C. 由中国商品检验局出具的品质和数量检验证明书一式三份

3.phytosanitary certificate 植物检疫证明书

4.plant quarantine certificate 植物检疫证明书

5.fumigation certificate 熏蒸证明书

6.certificate stating that the goods are free from live weevil 无活虫证明书（熏蒸除虫证明书）

7.sanitary certificate 卫生证书

8.health certificate 卫生（健康）证书

9.analysis certificate 分析（化验）证书

10.tank inspection certificate 油仓检验证明书

11.record of ullage and oil temperature 空距及油温记录单

12.certificate of aflatoxin negative 黄曲霉素检验证书

13.non-aflatoxin certificate 无黄曲霉素证明书

14.survey report on weight issued by C.I.B.C. 中国商品检验局签发之重量检验证明书

15.inspection certificate 检验证书

16.inspection and testing certificate issued by C.I.B.C. 中国商品检验局签发之检验证明书 十二、Other Documents 其他单据

1.full tet of forwarding agents' cargo receipt 全套运输行所出具之货物承运收据

2.air way bill for goods condigned to…quoting our credit

mplete inner packing sp

number 以……为收货人，注明本证号码的空运货单

3.parcel post receipt 邮包收据

4.Parcel post receipt showing parcels addressed to…a/c accountee 邮包收据注明收件人：通过……转交开证人

5.parcel post receipt evidencing goods condigned to…and quoting our credit number 以……为收货人并注明本证号码的邮包收据

6.certificate customs invoice on form 59A combined certificate of value and origin for developing countries 适用于发展中国家的包括价值和产地证明书的格式59A海关发票证明书

7.pure foods certificate 纯食品证书

8.combined certificate of value and Chinese origin 价值和中国产地联合证明书

9.a declaration in terms of FORM 5 of New Zealand forest produce import and export and regultions 1966 or a declaration FORM the exporter to the effect that no timber has been used in the packing of the goods, either declaration may be included on certified customs invoice 依照1966年新西兰林木产品进出口法格式5条款的声明或出口人关于货物非用木器包装的实绩声明，该声明也可以在海关发票中作出证明

10.Canadian custtoms invoice(revised form)all signed in ink showing fair market value in currency of country of export 用出口国货币标明本国市场售价，并进行笔签的加拿大海关发票（修订格式）

11.Canadian import declaration form 111 fully signed and completed 完整签署和填写的格式111加拿大进口声明书

十三、The Stipulation for Shipping Terms 装运条款

1.loading port and destinaltion装运港与目的港

(1)despatch/shipment from Chinese port to… 从中国港口发送/装运

往……

(2)evidencing shipment from China to…CFR by steamer in transit Saudi Arabia not later than 15th July, 1987 of the goods specified below

列明下面的货物按成本加运费价格用轮船不得迟于1987年7月15日从中国通过沙特阿拉伯装运到……

2.date of shipment 装船期

(1)bills of lading must be dated not later than August 15, 1987 提单日期不得迟于1987年8月15日

(2)shipment must be effected not later than(or on)July 30,1987 货物不得迟于（或于）1987年7月30日装运

(3)shipment latest date… 最迟装运日期：……

(4)evidencing shipment/despatch on or before… 列明货物在…年…月…日或在该日以前装运/发送

(5)from China port to … not later than 31st August, 1987 不迟于1987年8月31日从中国港口至……

3.partial shipments and transhipment 分运与转运

(1)partial shipments are (not) permitted （不）允许分运

(2)partial shipments (are) allowed (prohibited) 准许（不准）分运

(3)without transhipment 不允许转运

(4)transhipment at Hongkong allowed 允许在香港转船

(5)partial shipments are permissible, transhipment is allowed except at… 允许分运，除在……外允许转运

(6)partial/prorate shipments are perimtted 允许分运/按比例装运

(7)transhipment are permitted at any port against, through B/lading 凭联运提单允许在任何港口转运

十四、Date & Address of Expiry 有效日期与地点

1.valid in…for negotiation until… 在……议付至……止

2.draft(s) must be presented to th

e negotiating(or drawee)bank not later than… 汇票不得迟于……交议付行（受票行）

3.expiry date for presention of documents… 交单满期日

4.draft(s) must be negotiated not later than… 汇票要不迟于……议付

5.this L/C is valid for negotiation in China (or your port) until 15th, July 1977 本证于1977年7月15日止在中国议付有效

6.bills of exchange must be negotiated within 15 days from the date of bills of lading but not later than August 8, 1977 汇票须在提单日起15天内议付，但不得迟于1977年8月8日

7.this credit remains valid in China until 23rd May, 1977(inclusive) 本证到1977年5月23日为止，包括当日在内在中国有效

8.expiry date August 15, 1977 in country of beneficiary for negotiation 于1977年8月15日在受益人国家议付期满

9.draft(s) drawn under this credit must be presented for negoatation in China on or before 30th August, 1977 根据本证项下开具的汇票须在1977年8月30日或该日前在中国交单议付

10.this credit shall cease to be available for negotiation of beneficairy's drafts after 15th August, 1977 本证将在1977年8月15日以后停止议付受益人之汇票

11.expiry date 15th August, 1977 in the country of the beneficiary unless otherwise 除非另有规定，（本证）于1977年8月15日受益人国家满期

12.draft(s) drawn under this credit must be negotiation in China on or before August 12, 1977 after which date this credit expires 凭本证项下开具的汇票要在1977年8月12日或该日以前在中国议付，该日以后本证失效

13.expiry (expiring) date… 满期日……

.…if negotiation on or before… 在……日或该日以前议付

15.negoation must be on or before the 15th day of shipment 自装船日起15天或之前议付

16.this credit shall remain in force until 15th August 197 in China 本证到1977年8月15日为止在

中国有效

17.the credit is available for negotiation or payment abroad until… 本证在国外议付或付款的日期到……为止

18.documents to be presented to negotiation bank within 15 days after shipment 单据需在装船后15天内交给议付行

19.documents must be presented for negotiation within…days after the on board date of bill of lading/after the date of issuance of forwarding agents' cargo receipts 单据需在已装船提单/运输行签发之货物承运收据日期后……天内提示议付

十五、The Guarantee of the Opening Bank 开证行付款保证

1.we hereby engage with you that all drafts drawn under and in compliance with the terms of this credit will be duly honored 我行保证及时对所有根据本信用证开具、并与其条款相符的汇票兑付

2.we undertake that drafts drawn and presented in conformity with the terms of this credit will be duly honoured 开具并交出的汇票，如与本证的条款相符，我行保证依时付款

3.we hereby engage with the drawers, endorsers and bona-fide holders of draft(s) drawn under and in compliance with the terms of the credit that such draft(s) shall be duly honoured on due presentation and delivery of documents as specified (if drawn and negotiated with in the validity date of this credit) 凡根据本证开具与本证条款

相符的汇票，并能按时提示和交出本证规定的单据，我行保证对出票人、背书人和善意持有人承担付款责任（须在本证有效期内开具汇票并议付）

4.provided such drafts are drawn and presented in accordance with the terms of this credit, we hereby engage with the drawers, endorsors and bona-fide holders that the said drafts shall be duly honoured on presentation 凡根据本证的条款开具并提示汇票，我们担保对其出票人、背书人和善意持有人在交单时承兑付款

5.we hereby undertake to honour all drafts drawn in accordance with the terms of this credit 所有按照本条款开具的汇票，我行保证兑付

十六、Special Conditions 特别条款

1.for special instructions please see overleaf 特别事项请看背面

2.at the time of negotiations you will be paid the draft amount less 5% due to… 议付时汇票金额应少付5%付给……（注：这种条款是开证行对议付行的指示）

3.which amount the negotiation bank must authorise us to pay 该项金额须由议付行授权我行付给（注：指佣金的金额）

4.if the terms and conditions of this credit are not acceptable to you please contact the openers for necessary amendments 如你方不接受本证条款，请与开证人联系以作必要修改

5.negotiations unrestricted/restricted to advising bank 不限制议付行/限于通知行

6.(the price)including packing charges （价格）包括包装费用

7.all documents must be separated 各种单据须分开（即联合单证不接受）

8.beneficiary's drafts are to be made out for 95% of invoice value, being 5% commission payable to credit opener 受益人的汇票按发票金额95%开具，5%佣金付给开证人

.drafts to be drawn for full CIF value less 5% commission, invoice to show full CIF value 汇票按CIF总金额减少5%开具发票须表明CIF的全部金额

10.5% commission to be remitted to credit openers by way of bank drafts in sterling poungds drawn on…this commission not to be showed on the invoice 5%佣金用英镑开成以……为付款人的银行汇票付给开证人，该佣金勿在发票上表明

11.freight and charges to be showed on bill of lading etc. 提单等（单据）须标明运费及附加费

12.cable copy of shipping advice despatched to the accountee immediately after shipment 装船后，即将装船通知电报副本寄交开证人

13.one copy of commercial invoice and packing list should be sent to the credit openers 15 days before shipment 商业发票和装箱单各一份须在装船前15天寄给开证人

14.the beneficiary is to cable Mr.…stating L/C No., quantity shipped name & ETD of vessel within 5 days after shipment, a copy of this cable must accompany the documents for

negotiation 受益人应在装船后5天内将信用证号码、装船数量、船名和预计开航日期电告……先生，该电报的副本须随同单据一起议付

15.all documents except bills of exchange and B/Lading to be made out in name of A.B.C.Co. Ltd. and which name is to be shown in B/Lading as joint notifying party with the applicant 除汇票和提单外，所有单据均须作成以A.B.C.有限公司为抬头，并以该公司和申请人作为提单的通知人

16.signed carbon copy of cable required 要求（提供）经签署的电报复本

17.both shipment and validity dates of this credit shall be automatically exte

nded for 15 days at the date of expiry 本证的装船有效期均于到期日自延展15天

18.amount of credit and quantity of merchandise…% more or less acceptable 证内金额与货物数量允许增减……%

19.credit amount and shipment quantity…% more or less allowed 证内金额与装运数量允许增减……%

20.shipment samples to be sent direct by airmail to buyer before shipment 装运前须将装船货样直接航寄买方

21.cable accountee name of steamer/carriage number, quantity of goods and shipment date(or E.T.A.) 将船名/车号、货物数量及装船期（或预抵期）电告开证人

22.all banking charges outside Hongkong are for account of accountee 香港以外的全部银行费用由开证人负担

23.drawee Bank's charges and acceptance commission are for buyer's account 付款行的费用和承兑费用由买方负担

24.port congestion surcharge, if any, is payable by openers inexcess of this documentary credit amount against evidence 如果有港口拥挤费，超过本证金额部分凭证明由开证人支付

25.amount of this credit may be exceeded by cost of insurance 本证金额可以超过保险费部分

26.this letter of credit is transferable in China only, in the event of a transfer, a letter from the first beneficiary must accompany the documents for negotiation 本信用证仅在中国可转让，如实行转让，由第一受益人发出的书面（证明）须连同单据一起议付

27.letter of guarantee and discrepancies are not acceptable 书面担保和错误单据均不接受

28.admixture 5% max. including organic matter such as weed and inorganic 杂质最高5%，包括有机物（如杂草）和

无机物

29.include this symbol “丹” in the shipping marks on each side of the carton(that is four

markings in one carton) 包含有“丹”字记号的装船唛头刷在纸箱的每一面（即每个纸箱要刷四个唛头）

十七、In Reimbursement 索偿文句

1.instruction to the negotiation bank 议付行注意事项

(1)the amount and date of negotiation of each draft must be endorsed on reverse hereof by the negotiation bank 每份汇票的议付金额和日期必须由议付行在本证背面签注

(2)this copy of credit is for your own file, please deliver the attached original to the beneficaries 本证副本供你行存档，请将随附之正本递交给受益人

(3)without you confirmation thereon （本证）无需你行保兑

(4)documents must be sent by consecutive airmails 单据须分别由连续航次邮寄（注：即不要将两套或数套单据同一航次寄出）

(5)all original documents are to be forwarded to us by air mail and duplicate documents by sea-mail 全部单据的正本须用航邮，副本用平邮寄交我行

(6)please despatch the first set of documents including three copies of commercial invoices direct to us by registered airmail and the second set by following airmail 请将包括3份商业发票在内的第一套单据用挂号航邮经寄我行，第二套单据在下一次航邮寄出

(7)original documents must be snet by Registered airmail, and duplicate by subsequent airmail 单据的正本须用挂号航邮寄送，副本在下一班航邮寄送

(8)documents must by sent by successive (or succeeding) airmails 单据要由连续航邮寄送

(9)all documents made out in English must be sent to out bank in one lot 用英文缮制

的所有单据须一次寄交我行

2.method of reimbursement 索偿办法

(1)in reimbursement, we shall authorize your Beijing Bank of China Head Office to debit our Head Office RMB Yuan account with them, upon receipt of relative documents 偿付办法，我行收到有关单据后，将授权你北京总行借记我总行在该行开立的人民币帐户

(2)in reimbursement draw your own sight drafts in sterling on…Bank and forward them to our London Office, accompanied by your certificate that all terms of this letter of credit have been complied with 偿付办法，由你行开出英镑即期汇票向……银行支取。在寄送汇票给我伦敦办事处时，应随附你行的证明，声明本证的全部条款已经履行

(3)available by your draft at sight payable by us in London on the basis to sight draft on New York 凭你行开具之即期汇票向我行在伦敦的机构索回票款，票款在纽约即期兑付

(4)in reimbursement, please claim from our RMB￥ account held with your banking

department Bank of China Head Office Beijing with the amount of your negotiation 偿付办法，请在北京总行我人民币帐户中索回你行议付之款项

(5)upon presentation of the documents to us, we shall authorize your head office backing

department by airmail to debit the proceeds to our foreign business department account 一俟向我行提交单证，我行将用航邮授权你总行借记我行国外营业部帐户

(6)after negotiation, you may reimburse yourselves by debiting our RMB￥ account with you, please forward all relative documents in one lot to us by airmail 议付后请借记我行在你行开立的人民币帐户，并将全部有关单据用航邮一

次寄给我行

(7)all bank charges outside U.K. are for our principals account, but must claimed at the time of presentation of documents 在英国境外发生的所有银行费用，应由开证人负担，但须在提交单据是索取

(8)negotiating bank may claim reimbursement by T.T. on the…bank certifying that the credit terms have been complied with 议付行须证明本证条款已旅行，并按电汇条款向……银行索回货款

(9)negotiating bank are authorized to reimburse themselves to amount of their negotiation by redrawing by airmail at sight on…bank attaching to the reimbursement draft their certificate stating that all terms of the credit have been complied with and that the original and duplicate drafts and documents have been forwarded to us by consecutive airmail 议付行用航邮向……银行重开一份即期汇票索取议付条款。索偿汇票须附上证明，声明本证所有条款已履行，单据的正副本已由连续航次寄交我行

十八、The Stipulations of “Uniform customs and Practice for Documentary Credits” “跟单信用证统一惯例”文句

1.except as otherwise stated herein 除本证另有规定外

2.except so far as otherwise expressly stated 除非另有明确表示

3.this credit is subject to… 本证根据……解释

4.uniform customs and practice for documentary credits 跟单信用证统一惯例

5.International Chamber of Commerce Brochure No.400 国际商会第400号手册

6.1983 revision 1983年修订本

一、不可撤销跟单信用证（Irrevocable Documentary Letter of Credit）

信用证一经开出，于有效期内未经信用证诸当事人的同意，开证银行对已开出的信用证不得作片面的修改或撤销。只要受益人提供的诸单据符合信用证的规定，开证银行或付款银行必须履行付款的责任。

议付分为限制议付（Restricted Negotiation）和自由议付（Unrestricted Nego- tiation），现仅以限制议付予以论述。

二、限制议付 开证银行在信用证中指名由“某某银行”议付者，称限制议付。一般来说，限制议付银行是由开证银行在异地，即出口商所在地的分理行或代理业务银行，或往来银行，或通知银行来承担议付，其优点是开证银行与限制议付银行往来可*，手续简便，同时可收取手续费。

信用证的功能和信用证有关当事人应承担的责任和义务必须与信用证所列条款相适应和相一致。

三、限制议付的功能条款

1.以“标题”示其功能。

----这是以信用证类别和信用证标题表示其功能。如不可撤销（Irrevocable），跟单（Documentary），限制议付（Restricted Negotiation）。

2.以“限制议付”条款，示其功能。----本信用证限通知银行议付。

Negotiation under this Credit is restricted to Advising Bank.----依本信用证签发的汇票限某地名称银行议付。

Draft(s)drawn under this Credit are negotiable through ＿＿Bank＿＿

3.以“正文”条款示其功能。

----开证银行开立以贵公司为受益人的不可撤销跟单限制议付信用证，并授权贵公司签发汇票，以供议付。

We (The Issuing Bank) hereby issue in your favour this Irrevocable Documentary Restricted Negotiation Credit which is available by negotiation of your draft(s).

4.以“汇票”条款，示其功能。

具有不同功能的信用证，要求在汇票正面和汇票背面列有不同的条款。 ----依不可撤销跟单限制议付信用证所签发的汇票须注明开证银行名称及信用证号码。

Draft (s) drawn under Irrevocable Documentary Restricted Negotiation Credit No.＿＿＿＿＿of＿＿＿＿Bank.

----开具汇票须注明本限定议付信用证的号码和日期。

Draft (s) so drawn must be inscribed with the number and date of this Restricted Negotiation Credit.

5.以“承诺”条款，示其功能。

不同功能的信用证，开证银行书写不同的内容的承诺条款，以求适应和表示其功能。

----本银行（开证银行）向贵公司承诺，凡按本限制议付信用证各项条款所签的汇票，到期付款不误。

----We hereby engage with you that all Draft (s) drawn in conformity with the terms of this Restricted Negotiation Credit will be duly honoured on presentation.

本条款涵义是表示开证银行对受益人的承诺，并说明付款银行只能向签发汇票的出票人付款。

四、经转交银行议付

凡在信用证中列明“限制议付”（Restricted Negotiation）字样者，非限定的任何银行不能接受议付；若接受议付，属违背信用证规定的限制议付条款，则付款银行不予以兑付。

但在实务中允许如下一种作法，若受益人因某种原因，如限付银行手续繁琐，银行工作效率低或限付银行非受益人往来银行，故受益人不愿前往银行办理议付业务者，受益人可请认为满意的、熟悉的往来银行代办理议付业务，此银行称转交银行(Processing Bank)，然后该银行再向议付银行办理议付，受益人承担转交银行和限付银行费用。

信用证业务是一种单据的买卖，议付银行和付款银行只凭符合信用规定的单据予以议付或付款。依据统一惯例规定的银行负责条款所示的内容，即银行一不管合同，二不管商品，三不管单据真伪，四不管卖方是否履约交货等。银行只要求单证相符就可以付款。